Tile Drainage Loans

Installing tile drainage is a very common land improvement practice amoung farmers in Ontario. Corrugated plastic tubing, clay and concrete drain tiles are installed beneath the surface of agricultural land to drain excess water from the crop root zone. The benefits of tile drainage for crop productivity, farm efficiency and even for reducing environmental impacts have been studied and are generally well known to farmers.

In Ontario, the Tile Loan Program, authorized by the Tile Drainage Act, provides loans to property owners with agricultural lands in the Farm Tax Class to help them finance these tile drainage projects.

How Can I Apply for a Loan?

To start the loan process, please fill out the application form below and return to the Township Office with the signed application guidelines.

• Application for Tile Drainage Loan
• Application Guidelines

What are the Terms of the Loan?

• All loans have a 10 year term and are repaid in annual installments invoiced by the Township.
• The current interest rate is 6%.
• Landowners are eligible for a loan of 75% of the cost of drainage work, up to $50,000.
• The loan can be repaid in full at any time.

Resources:

1. For detailed information on the loan program visit the OMAFRA Tile Loan Program webpage
2. Land Improvement Contractors of Ontario
3. Drainage Guide for Ontario (OMAFRA Publication 29)
4. Tile Drainage Act